Author Archives: bchrealestate

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About bchrealestate

Specializing in beach and marina properties at the Channel Islands Harbor on California's Gold Coast located halfway between Malibu and Santa Barbara.

Worth the Effort

Posted on March 15, 2016 by bchrealestate

“Anyone may arrange his affairs so that his taxes shall be as low as possible…” While Judge Learned Hand was talking about federal income taxes, it can be applied to property taxes as well. States have a process of assessing … Continue reading →

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Leverage – A Maximum Advantage

Posted on March 8, 2016 by bchrealestate

Leverage gives the user a maximum advantage whether it is physically lifting a large object or rapidly building equity in a home. In the case of the home, the high loan-to-value mortgage allows the profits made to be greater than … Continue reading →

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Mrs. Olson’s Coffee Hut is Open

Posted on March 6, 2016 by bchrealestate

Now located at the corner of Harbor and Channel Islands in the shopping Center Great Harbor Views Same hours:  7 AM – 2 PM

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Digital Showings

Posted on March 1, 2016 by bchrealestate

Ask any real estate professional if they have sold a house without the buyer having physically seen it and they’ll most likely tell you they have. While it may have been an unconventional sale, it is more prevalent today than … Continue reading →

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Pay Yourself First

Posted on February 23, 2016 by bchrealestate

The principle to pay yourself first has been referred to as the Golden Rule of Personal Finance. The concept is that one of the first checks you write each month is for your own savings. The rationale is that if … Continue reading →

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Homeowner Advisory

Posted on February 16, 2016 by bchrealestate

Similar to an annual wellness physical, homeowners should consider an annual review of the financial elements of their home. It’s particularly valuable based on the fact that their home and its equity is generally, one of their largest assets. List … Continue reading →

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It’s a Big Difference

Posted on February 9, 2016 by bchrealestate

Let’s say that you just won $8,750 on a lottery scratch-off ticket. You’ve decided to be frugal and invest the money and have decided on three alternatives: buying a certificate of deposit, a mutual fund or use the money as … Continue reading →

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Is Understanding Costing You Money?

Posted on February 2, 2016 by bchrealestate

People tend to fear what they don’t understand. Homeowners understand fixed rate mortgages and remember the horror stories of people who lost their homes because they could no longer afford them when their adjustable rate mortgages went up. Interest rates … Continue reading →

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What’s That Smell?

Posted on January 26, 2016 by bchrealestate

Homeowners may be totally unaware that their home has an unpleasant odor. It can be unrecognizable to them but immediately apparent to visitors on entering the home. Candles, aerosol spray or even chocolate chip cookies can’t get rid of the … Continue reading →

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Mrs Olson’s Coffee Shop Update

Posted on January 25, 2016 by bchrealestate

After renovation and some serious plumbing issues, Mrs. Olson’s Coffee Hut will be reopening at their new location the end of February. A bit of a wait, but well worth it!

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