Author Archives: bchrealestate

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About bchrealestate

Specializing in beach and marina properties at the Channel Islands Harbor on California's Gold Coast located halfway between Malibu and Santa Barbara.

The Obvious Alternative Investment

Posted on May 24, 2016 by bchrealestate

Rental homes can be a natural alternative investment choice for homeowners because they are already familiar with houses. Maintenance on a rental is not that much different than on your personal home. The same plumbers, painters and other workmen can … Continue reading →

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7 Out of 50 Could Save Money

Posted on May 17, 2016 by bchrealestate

It is estimated that seven million out of 50 million homeowners could save money by refinancing their existing mortgages. Obviously, if the replacement mortgage has a lower rate than your existing one, you will save money. If you bought a … Continue reading →

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You may never stop paying for some improvements

Posted on May 10, 2016 by bchrealestate

You’ve saved the money and are ready to pay cash to build a new pool for your home. However, that’s just the beginning of your soon to be increased expenses which will include maintenance, higher utilities and higher taxes. Homeowners … Continue reading →

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Your home may be worth a lot more than you think

Posted on May 3, 2016 by bchrealestate

Real estate lost a lot of value during the recession but most areas have rebounded considerably. In some cases, the homes are worth more than they were before the housing bubble burst. The dynamics are classic for this type of … Continue reading →

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Temporary Buy Down

Posted on April 26, 2016 by bchrealestate

There is an infrequently-used mortgage program available that could be the solution to a buyer’s or seller’s problem. A temporary buydown is fixed rate mortgage that the seller has prepaid interest at closing to lower the payments for a number … Continue reading →

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Tips for Buying Rentals

Posted on April 19, 2016 by bchrealestate

Buying rental property can be an excellent decision and the better informed you are, the more likely you’ll have favorable results. The following suggestions can help you with your decisions. Real estate is a long term investment affected by supply, … Continue reading →

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How Earnest Are You?

Posted on April 12, 2016 by bchrealestate

“If I tell you it’s going to rain, you can put the buckets on the porch.” If you grew up in the south, you may have heard this expression when a person is testifying to the veracity of his word. … Continue reading →

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Components of a Credit Score

Posted on April 5, 2016 by bchrealestate

Credit scores are used by lenders to measure the credit worthiness of borrowers. While there are several different companies that offer scores, the FICO, Fair Isaacson Corporation, is the model that is used most often. There are five key components … Continue reading →

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More Money in Your Paycheck

Posted on March 29, 2016 by bchrealestate

A homeowner’s tax savings benefit is generally realized when they file their federal income tax return after the money has been spent for the interest and property taxes. Some people look forward to the refund as a means of forced … Continue reading →

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Postponing a Purchase

Posted on March 22, 2016 by bchrealestate

You might be surprised how many people contact real estate offices because they want to buy a home but they don’t have the down payment or the credit to qualify. Occasionally, an agent will be working with someone who does … Continue reading →

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