Category Archives: Real Estate

Tips for Buying Rentals

Posted on April 19, 2016 by bchrealestate

Buying rental property can be an excellent decision and the better informed you are, the more likely you’ll have favorable results. The following suggestions can help you with your decisions. Real estate is a long term investment affected by supply, … Continue reading →

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Components of a Credit Score

Posted on April 5, 2016 by bchrealestate

Credit scores are used by lenders to measure the credit worthiness of borrowers. While there are several different companies that offer scores, the FICO, Fair Isaacson Corporation, is the model that is used most often. There are five key components … Continue reading →

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More Money in Your Paycheck

Posted on March 29, 2016 by bchrealestate

A homeowner’s tax savings benefit is generally realized when they file their federal income tax return after the money has been spent for the interest and property taxes. Some people look forward to the refund as a means of forced … Continue reading →

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Postponing a Purchase

Posted on March 22, 2016 by bchrealestate

You might be surprised how many people contact real estate offices because they want to buy a home but they don’t have the down payment or the credit to qualify. Occasionally, an agent will be working with someone who does … Continue reading →

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Worth the Effort

Posted on March 15, 2016 by bchrealestate

“Anyone may arrange his affairs so that his taxes shall be as low as possible…” While Judge Learned Hand was talking about federal income taxes, it can be applied to property taxes as well. States have a process of assessing … Continue reading →

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Leverage – A Maximum Advantage

Posted on March 8, 2016 by bchrealestate

Leverage gives the user a maximum advantage whether it is physically lifting a large object or rapidly building equity in a home. In the case of the home, the high loan-to-value mortgage allows the profits made to be greater than … Continue reading →

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Digital Showings

Posted on March 1, 2016 by bchrealestate

Ask any real estate professional if they have sold a house without the buyer having physically seen it and they’ll most likely tell you they have. While it may have been an unconventional sale, it is more prevalent today than … Continue reading →

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Pay Yourself First

Posted on February 23, 2016 by bchrealestate

The principle to pay yourself first has been referred to as the Golden Rule of Personal Finance. The concept is that one of the first checks you write each month is for your own savings. The rationale is that if … Continue reading →

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Remember to Get Your Annual Credit Report

Posted on January 19, 2016 by bchrealestate

You are probably aware that Federal law entitles you to a free copy of your credit report annually by each of the three credit bureaus: TransUnion, Experian, and Equifax. By regularly looking at each of these reports, you can determine … Continue reading →

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It’s Your Advantage

Posted on January 12, 2016 by bchrealestate

Technology has certainly streamlined the home buying process and introduced things that help purchasers make better decisions. Buyers have enthusiastically embraced video tours, digital signatures and the enormous amount of information available about a home, neighborhood, schools and neighbors. The … Continue reading →

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