Author Archives: bchrealestate

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About bchrealestate

Specializing in beach and marina properties at the Channel Islands Harbor on California's Gold Coast located halfway between Malibu and Santa Barbara.

Contributing Factors

Posted on October 15, 2012 by bchrealestate

Rental properties have four primary factors that contribute to a return on investment. Based on market conditions and investor strategies, the individual motivating factor can change for property owners. There was a time when the benefit of tax savings to … Continue reading →

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Who Do You Call?

Posted on October 8, 2012 by bchrealestate

While the Internet is a great resource to locate information about food, travel and a number of other things, it isn’t necessarily the best place to find a local service provider. Sure, you can run the search, get quick results … Continue reading →

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Refinancing Too Soon?

Posted on October 1, 2012 by bchrealestate

Some people believe they shouldn’t refinance more often than once every two years. The determining factors are if you’ll lower your payments and plan to stay in the home long enough to recapture the cost of refinancing. If so, you … Continue reading →

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FHA MIP Release

Posted on September 24, 2012 by bchrealestate

FHA loans require mortgage insurance premium to cover a possible loss to the lender if the property has to be foreclosed and sold. The premium is substantial and eliminating the MIP would reduce the payment considerably. The MIP must remain … Continue reading →

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Home Safety & Security Tips

Posted on September 17, 2012 by bchrealestate

A quick once-over of the items on this list may improve the safety and security of your home and could protect your family and friends. It is important to periodically pay attention to these things because things change over time. … Continue reading →

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Rates Are Down But It Costs More?

Posted on September 10, 2012 by bchrealestate

The latest Housing Affordability Index from the National Association of REALTORS® shows an interesting trend taking place this year that needs buyers’ attention. Most people know that the mortgage rates are still at incredibly low rates but don’t feel there … Continue reading →

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Handling the Eyesore

Posted on September 4, 2012 by bchrealestate

It can be unsightly and upsetting when a home in a neighborhood isn’t being maintained like the others. It might be an overgrown yard, a fence in need of repair, paint peeling on the home or even a car parked … Continue reading →

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Determining Value

Posted on August 27, 2012 by bchrealestate

Knowing the current value of your home is important when you’re considering a move, refinancing or getting a home equity loan. Prices are determined by recent sales and the supply and demand of current inventory. The process of selecting comparable … Continue reading →

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Homeownership: The American Dream

Posted on August 21, 2012 by bchrealestate

The American Dream of owning a home is still alive. People still want a place of their own; where they can raise their family; share with their friends; feel safe and secure. Homeownership creates emotional and financial benefits. The government … Continue reading →

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3.8 Tax Takes Effect Jan 1, 2013

Posted on August 19, 2012 by bchrealestate

Now that the Supreme Court has upheld the health care legislation, all of its major provisions remain in effect, including the new tax that was designed to affect upper income taxpayers. The 3.8% tax is imposed ONLY on those with … Continue reading →

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