Author Archives: bchrealestate

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About bchrealestate

Specializing in beach and marina properties at the Channel Islands Harbor on California's Gold Coast located halfway between Malibu and Santa Barbara.

Grilling Safety

Posted on June 30, 2015 by bchrealestate

More people grill in July than any other month. While grilling is all about good food, fun, friends and celebrations, it is important to make sure that accidents don’t interrupt your activities. Approximately half of the injuries involving grills are … Continue reading →

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Eliminate Mortgage Insurance

Posted on June 23, 2015 by bchrealestate

Why would you consider refinancing if your mortgage is only two or three years old and the rate is not considerably higher than what is currently available on new loans? Because you may be able to eliminate the mortgage insurance … Continue reading →

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Price It Right

Posted on June 19, 2015 by bchrealestate

      In today’s market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, … Continue reading →

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Where Are the Sellers?

Posted on June 16, 2015 by bchrealestate

Low inventories resulting in multiple offers are contributing to what experienced agents are calling the most challenging market they’ve ever worked. While buyers with resources may find the market difficult, purchasers with minimum cash and credit are struggling to find … Continue reading →

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Take Pictures Now

Posted on June 9, 2015 by bchrealestate

Preserve the memories you’re making by taking photographs of your home now. The pictures will remind you of the role your home played with your family and life. Reminiscing is easier when scrolling through pictures to remind you of people … Continue reading →

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Make Your Offer Standout

Posted on June 2, 2015 by bchrealestate

If a seller was looking at two offers for exactly the same price on their home, there would still be things that could make one standout more than the other. If there happens to be more than two offers, things … Continue reading →

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Who would want to be without one?

Posted on May 26, 2015 by bchrealestate

When the 75 year old man who had been widowed four times was asked why he was getting married again, he said “for the little bit that they eat, I wouldn’t want to be without one.” In a torrential rainfall, … Continue reading →

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You’ve Got Money!

Posted on May 19, 2015 by bchrealestate

Imagine that after checking http://www.SSA.gov to see what you can expect when you retire and estimated what your minimum required distributions from your retirement accounts will be, you’ve discovered that you’re not going to have enough retirement income to cover … Continue reading →

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Live the Dream

Posted on May 12, 2015 by bchrealestate

Consumers are more easily living the American Dream of owning a home because of the incredibly low mortgage rates. Today, most buyers can get a much lower rate than their parents or grandparents got on their first home. In a … Continue reading →

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Amortization

Posted on May 6, 2015 by bchrealestate

The word describes the process of accounting that will repay a loan over time. Residential buyers will most commonly be required to have an amortized mortgage. When amortizing a fixed rate mortgage, the payment remains constant for the entire term … Continue reading →

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