Author Archives: bchrealestate

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About bchrealestate

Specializing in beach and marina properties at the Channel Islands Harbor on California's Gold Coast located halfway between Malibu and Santa Barbara.

Invest in Equity Build-up

Posted on August 20, 2019 by bchrealestate

Equity build-up could be one of the biggest advantages to buying a home. There are two distinct dynamics that take place to make this happen: each house payment applies an amount to reduce the mortgage owed and appreciation causes the … Continue reading →

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America Still Considers Real Estate the Best

Posted on August 13, 2019 by bchrealestate

35% of respondents, in a recent annual Gallup poll that dates back to 2002, identified real estate as the best long-term investment option compared to 27% who identified stocks. The top choices included real estate, stocks, savings accounts and gold. … Continue reading →

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Determining Property Type

Posted on August 6, 2019 by bchrealestate

The Internal Revenue Service considers four different types of real estate. Specific types of properties have benefits based on their classification. The determination does not depend on the property itself as much as it depends on how the property is … Continue reading →

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Get Leverage Working for You

Posted on July 30, 2019 by bchrealestate

Leverage is an investment term that describes the use of borrowed funds to control an asset; sometimes referred to as using other people’s money. Borrowed funds can affect the investment in your home positively. For instance, if you had a … Continue reading →

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Delay Will Usually Cost More

Posted on July 23, 2019 by bchrealestate

Two things can happen when the mortgage rates go up before you’ve found a home or locked-in your mortgage. You’ll either pay the current mortgage rate which means a higher payment, or you’ll have to increase your down payment to … Continue reading →

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Measuring Square Footage

Posted on July 16, 2019 by bchrealestate

Square footage is commonly used to determine if a home will fit a buyer’s needs. The price per square foot can be used to compare the costs of different homes and even, determine the value of a property. The challenge … Continue reading →

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Checking for Water Leaks

Posted on July 9, 2019 by bchrealestate

Aside from standing water in your yard or water running out from under a sink, the first indication that you might have a water leak comes from a larger than normal water bill. Before calling a leak specialist or a … Continue reading →

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Checking for Water Leaks

Posted on July 9, 2019 by bchrealestate

Aside from standing water in your yard or water running out from under a sink, the first indication that you might have a water leak comes from a larger than normal water bill. Before calling a leak specialist or a … Continue reading →

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Building Equity

Posted on July 2, 2019 by bchrealestate

Owning a home is the first step to building equity. Tenants build equity but not for themselves; they build it for the owners. Equity is the difference in the value of the home and what is owed on the home. … Continue reading →

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Taxes and the Homeowner

Posted on June 25, 2019 by bchrealestate

Whether you’re an owner now or expect to be one in the future, it is important to be familiar with the federal tax laws that affect homeownership. Since personal income tax was enacted in 1913 with the 16th amendment, homes … Continue reading →

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