Author Archives: bchrealestate

About bchrealestate

Specializing in beach and marina properties at the Channel Islands Harbor on California's Gold Coast located halfway between Malibu and Santa Barbara.

One More Reason to Refinance

Taking cash out of the equity of your home could be a legitimate way to fund a temporary cash crisis now or to have it on-hand if the need arises. Most homeowners can pull out the difference in 80% of … Continue reading

Posted in Real Estate | Leave a comment

Check This Off Your LIst

Everyone knows someone it has happened to or has heard a tragic story. It could have been a fire, a flood, a burglary or some other disaster but to file a claim on their insurance, they need the receipts or … Continue reading

Posted in Real Estate | Leave a comment

Mortgage Closing Scams

The American bank robber, Willie Sutton, was asked why he robbed banks and his answer was “because that is where the money is.” During his 40-year career, he stole about $2 million but Internet scammers are stealing many times that … Continue reading

Posted in Real Estate | Leave a comment

What Buyers Can Do While Staying at Home

While you’re isolating at home, there are things you can do to help buy a home now or in the near future. Instead of spending time surfing the Internet looking at homes, do the groundwork necessary to be able to … Continue reading

Posted in Real Estate | Leave a comment

Showing Procedures During Covid-19

During these unsettling times, sellers and buyers are concerned about staying healthy and virus-free as we all are. To keep all parties safe, new procedures should be considered regarding the procedure for showing houses. Agents are reporting that they are … Continue reading

Posted in Real Estate | Leave a comment

Why have a mortgage during retirement?

You don’t have to watch TV for long before Tom Selleck, Henry Winkler or Robert Wagner will tell you why seniors should consider a reverse mortgage. However, there are a seniors who are resisting the conventional wisdom of having their … Continue reading

Posted in Real Estate | Leave a comment

Shopping for a Mortgage

A lower rate will not only result in a lower payment, it will amortize the loan quicker. A $250,000 mortgage at 4.5% for 30 years will have a $1,266.71 principal and interest payment. At 4%, the same loan will have … Continue reading

Posted in Real Estate | Leave a comment

Get Ready to Garage Sale

A well-planned garage or yard sale can give you extra space in your home, get rid of unused items and make some money but it needs some of the same considerations that any business needs to be successful. Start early … Continue reading

Posted in Real Estate | Leave a comment

What kind of properties are these?

It is the way the property is used that determines the type of property it is, not what it looks like. Based on the intent of the owner, the property could be a principal residence, income property, investment property or … Continue reading

Posted in Uncategorized | Leave a comment

Why Put More Down

The least amount in a down payment is an attractive option when people are thinking of buying a home. A common reason is to have cash available for furnishing the new home and possible unexpected expenses. Some people don’t have … Continue reading

Posted in Uncategorized | Leave a comment